The freaky storm in July 2016, the shine was shinning, probably around 28°c, the heavens opened for 15 minutes if that followed by a beautiful rainbow. It caused a vast amount of damage to our home and garden. The roof of our woodshed flew off and into the house knocking our beautiful willow tree in the process, made a hole in our agricultural asbestos barn, wedged itself against the house. I love willow trees but they are weak trees and we ended up having to cut it down completely due to the overhanging branch on the drive. The home insurance paid out over £30,000 to fix the damage, majority of which was for the barn as we needed specialist people to deal with the asbestos. As per the plans west wing is where the main entrance was going to be so we put extra money into the initial payout to make the entrance door the way we wanted it for the future, we had an aluminium door put in. The wall had to be rebuilt and door installed. This is when we found our builder, Paul Butterfield at GSN of St Neots. After that no company wanted to insure us, house was left uninsured for a few days whilst we were trying to find insurance, they would cover the house but wouldn’t cover the agricultural barn that has asbestos sheeting and which we use as storage, eventually found a company via brokers and needless to say our premium went up by five fold. The storm is a prime example of why home insurance is so important. Silver lining: we found the contractor to help us with our project after a brilliant job of building the wall and installing the door. #theoldfarmhouserenovations#homeinsurance#asbestos#barn#aluminum#builder#frontdoor#cambridgeshire
Poor poor Ferrari. Luxury vehicles need love and insurance too! 😢😢💔💔. Tag credit: @wrecca
5 3111 hours ago
Here are 5 financial tips from The Sociable that aim to help consumers optimize their short-term financial strategy and set themselves up for the future!
1. Enroll in Automatic Savings Plan
Saving can seem daunting, especially if nearly all your paycheck goes toward meeting your daily needs. Setting up automatic payments from your checking account to your savings account will help you grow your savings without requiring any further action from you.
2. Focus on the Future
It’s easy to get caught up in your daily routine, including spending money to fulfil immediate needs and wants. While this habit does keep you afloat in the present, it’s important to work on long-term goals, even as you focus on short-term spending.
3. Streamline Your Entertainment
It’s easy to rack up entertainment costs these days, but many are surprised to find out how much entertainment subscriptions are costing them when they really look at the receipts. Think quality over quantity, then trim the fat to free up extra money in your budget.
4. Pay Off High-Interest Debts First
Let’s say you have four credit cards, well, the debt avalanche method recommends paying the minimum balance on all debts each month while chipping away at the one with the highest interest rate first. This strategy tends to help consumers pay down debts faster because fewer fees rack up in the meantime.
5. Take Advantage of Compound Interest
Nothing builds a retirement fund like compound interest; this is why it’s so important to keep part of each paycheck for retirement so you capitalize on the benefits of compound interest.
Credit News Source: from The Sociable, 17 July 2018
If you’re going 60 mph, you’ll need to stay about nine car lengths away from the car ahead of you to remain safe from any unexpected collisions. This is even more important now that it’s raining outside! #DimeglioAssociate
Just when we thought leaving the lights on would save us!
You can't stop ALL bad things from happening, but you can make sure you have the right insurance to protect you and stand by your side.
0 715 hours ago
We have the best #Auto#Insurance! Compare with others and you'll see the difference! When you are ready, Angie is here to help you pick the best one for you!
1 2215 hours ago
Co-author of my life story. 💕
6 2415 hours ago
When it comes to #protecting your #home, quality coverage makes all the difference. And Gladstone Insurance can provide you that quality coverage! Get a quick quote with us in our #Website (link in bio)!
🌦Heavy downpours and strong winds during a storm can equal big trees falling and big repair costs to your home. Gooshead Insurance homeowners policy can protect your home in times like these. Tap think link in our bio to learn more! 👉@gooseheadinsurance_katstevens
Curtis to Adam: How many times do I have to tell you that we don't insure boogie boards?
Curtis à Adam : Combien de fois ai-je besoin de te dire que nous n’assurons pas les planches de glisse? 🏄♂️ #KBD
1 4223 hours ago
We care about our family as much as our clients' peace of mind. Welcoming talented & dynamic individuals in joining our cabinet today! #AssurUni#LMelkonian#BFAssurances