Sweet potato and cauliflower soup 😍 Having meals prepared is such a load off hey. My daughter always gets fed but I can't say the same for myself. Am loving not having to worry about food and only having to cook once a week......and have I mentioned that we have been saving on average $45 a week!?! Yes to eating great whilst saving money! Wishing you all a very happy hump day 😀 #mealprep#mealplan#lovefood
My team was supposed to have a code release from 11 pm to 1 am. Since I’m an old lady that needs lots of sleep (and honestly if anything goes wrong I might be up all night) I crashed out at 6:30. Woke up to see that the release was cancelled by the client due to some testing issues and we’ll be trying again in a day or so. Now I’m wide awake and still have to get to the office at my normal time. I’m salary, so there’s no extra 💵💵💵to be made here. Just wanting to see my project through to completion. Now...what to do now that I’m wide awake? #debtfreecommunity#budget#tomorrowwillsuck
Happy Tuesday, y’all!! Today on the blog, I’m talking about how to successfully live on one income💰Like it or not, us WAFs often find ourselves unemployed at some point in our Airman’s career. Whether by choice or by circumstance, this can be an uncomfortable transition😬😬 Check out our post to read our steps that we have followed to make this time easier on ourselves + our relationship✈️💙
#traveltuesday We spent last weekend in Montreal! These frugal weekend trips are thanks to @marriottrewards points and the ability to road trip. New England is an expensive place to live, but one of the best parts is living within driving distance of so many beautiful places. And not only are the destinations awesome, but the views while driving through Vermont and New Hampshire are just stellar.
We used to go every other year, but skipped 2016 because we were starting our debt-free journey. My husband is a Formula 1 🏎 fan and I’ve joined in over the years too. But my favorite thing about our trips is exploring Montreal. The European vibes are just so different from home and the city is clean, the people are kind, and there’s a lot of hidden spots to explore.
We finally went to the Notre-Dame Basilica and it was well worth the $4.50 USD per person. The ticket price includes a wonderful tour and the decor is just stunning. I had chills the whole time. We bought the cheapest seats for the race (you might recall that we had $600 set aside in May for car repairs that weren’t needed - we used some of that!) and spent less than $125 for the basilica, metro passes, and food for two people for three days. We took my husband’s car, which is a company car, so no gas money 😊.
Do you love road trips?! What awesome places can you road trip to from where you live??
WELL, WELL, WELL!! •
Here's the deal.. I'm typically SUPER private about my debt, balances and anything related to the horrible financial decisions that we have made...and posting this stuff makes me want to puke... But I know I'm not alone in the #debtfreecommunity
For real though!! Up 18 and 19 points?? And here's the other part: all I've done is STOP USING THEM and continue to pay faithfully. We are just starting Baby Step 1 💜🤜🤛
Living on one income is not as easy as it was in the last century. It requires hard work and determination -- and some of these strategies. They've worked for us for over 20 years. I trust they will work for you, too!⠀
Read: Living on One Income and Living Well Link in profile. #lifeasmom#sahm#budget#frugal#frugalliving
I realized I always show you guys our per-paycheck budget (because that’s how I prefer to budget), but always get asked “well what about xyz bill?” So here’s our ⚡️monthly⚡️budget. I definitely wish we made more money to fund all the things we want 😂 but it is what it is for now. For the next few months my goal is to save every penny possible (which is hard when there’s so many things to spend money on lol) to pay for my braces and have them on by October 😬🤞🏼 #debtfreecommunity#debtfreejourney#savingmoney#budget#daveramsey#totalmoneymakeover
So this happened yesterday.
Christmas is by far my number one spending holiday of the year. No matter what type of budget you have or how much money you make, Christmas is a holiday that needs to be planned for...financially.
It's so easy to get off track and overspend on Christmas, from the decorations to presents, and everything in between, I wanted to make sure I had the cash to cover it.
I don't have a lot of gifts to buy - mostly my son, my boyfriend, and my family. I have a couple of gifts that come up last minute, but not a lot.
My family draws names out of a hat, so I only have one gift to buy for them. We do set a $50 minimum, so some years I have spent a lot.
I start my savings for Christmas usually around the beginning of summer, and for the last two years I have saved $500. That seems to work, as I never go over budget, and I usually have a little left over.
This year, I'm saving $3 a day for 166 days. That works out to be about $90 a month, depending on how many days are in the month.
The money that I use to save does not come from my regular income. I do use my business income for a lot of my holiday savings, however, if I have leftover money from of my cash envelopes I will put it towards Christmas savings.
Have you started saving for Christmas? If not, you should be. Make sure to add it to your budget and plan for it accordingly!
30 2029 hours ago
@themealprepmanual gives us a great example on why we should make our own food at home. It’s healthier and more cost effective.
I still have student loans owing at 6%. When I want to buy something or take a trip, I can say I’m ‘cash flowing’ that as long as I don’t go further into debt. Technically though, I’m borrowing money at 6% on my student loans.
Does that mean you should go all out with your debt and never buy anything non-essential? NO! It’s just something to make you think twice about spending on things that might not be that important to you. If you wouldn’t go into debt for it, maybe you might not want to cash flow it while you still have debt!
13 2835 hours ago
One of the greatest feelings is accomplishing something you once thought was IMPOSSIBLE. ❤️
I’m about to take this announcement off of our letter board (to put up a cute little note for my husband for Father’s Day tomorrow). Yes, our debt free announcement has been up there for over 2 weeks - no shame.
I had to take one last picture of this...taking it down is kind of bittersweet. I just wanted try to put into words how I’m feeling for you guys.
We worked hard for 33 months to FINALLY complete baby step 2! Paying off 62k of consumer debt meant that we had to work very hard and we made so many sacrifices along the way. I cannot express to you the absolute relief we feel now that we do not have to carry the burden of debt in our lives. It’s incredible. No car payments, no student loan payments, no credit card payments. Phew.
I want to keep this little announcement up on my letter board till my kids graduate high school. 😂🙈But the reality is that this is only the beginning! So much still lies ahead. We still have baby steps 3-7 to get rolling on and honestly it feels like the best is yet to come!
I want to encourage any of you out there who see this that you CAN do it. It IS possible!!!! I have been on the other side, staring at my mountain of debt thinking “I’ll be paying this off for the rest of my life.” But now, 33 months later I can look back in amazement that it’s gone! It’s paid off. You can do it, too. Get gazelle intense. Surround yourself with likeminded people. Crush those goals!!! #debtfree#debtfreejourney#debtfreecommunity#livelikenooneelse#daveramseybabysteps#totalmoneymakeover#babystep2#debtpayoff#financialfreedom#relief#inspire#motivational#budget#youcandoit