Part 2 of 2 Advice
Perspective of Time | People who are successful are able to see beyond in terms of time. Enabling them to make long term decision that will benefit them as compared to the short term gains. Learn to look beyond short term gratifications and make every day count.
Power three | #financialindependence comes from saving, insuring and investing. You have to save to gain, get #insurance to protect, and do some form of #investing to grow. (Bonds, ETFS, #cryptocurrencies Precious metals, company stocks and more) Miss one, and a while later, you’ll regret not participating in these financial activities
Profiting | Many people are afraid of using #creditcards but if you can manage and learn how to leverage on these financial products, it may benefit you. Imagine paying $10,000 for #collegeeducation which sounds better? Losing $10,000 or losing $10,000 and gaining benefits like cashback and #airlinemiles or more?
Small efforts daily | Yes some people do. But not everyone can be a #millionaire over night. Don’t lose steam! Persevere and press on to achieve what you want for yourself.
Hope you learned some valuable insights in life and apply these tips for yourself! Check out part 1 if you’ve missed it!
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Just one week to go! 🥂 "Cocktail For a Cause " on Saturday 11th August, 2018 @ the Prime Minister's Residence.
Be a part of the cause as we assist some of our most vulnerable young persons in SVG on their journey towards achieving a college education.
Limited tickets on sale at Carlos James Law Chambers in the Hinds' Building, Kingstown or call 458-5700 / 497-4939 for deliveries.
"New rules proposed by Secretary of Education Betsy DeVos would impose stricter standards for students defrauded by for-profit colleges to qualify for relief on federal loans."
"The planned rewrite of “borrower defense to repayment” rules, proposed on Wednesday by DeVos, would cut an estimated $13 billion in department spending -- primarily awarded directly to defrauded students as debt relief -- compared with Obama-era aid."
"Raising the bar on federal loan relief claims, the proposal would require borrowers to prove that for-profit institutions either knowingly misled them or acted with “reckless disregard for the truth.”
"DeVos has come under fire in the past for staffing her department with multiple former for-profit college sector executives."
"Reports by the clinic have stressed that fraudulent practices in the for-profit education sector harm African American students at substantially higher rates than other populations. The sector "is as predatory as any payday or subprime lender, and is disproportionately responsible for racial disparities in education debt," a report on for-profit colleges and racial justice notes."
Important message for college bound students!
• • • • •
🤦🏾♀️Things I hear during this time:
Who is paying for all of this?
Why is this school so expensive?
How come I didn't get more aid?
How am I supposed to come up with _____ dollars by the due date? 💁🏾♀️You know what I say?
Did you do your research? Create a financial plan or Set up a savings account?
Were you actively prepping for this day?
Did you apply for scholarships? More importantly are you academically eligible for said scholarships?
With that said here are two ways to tackle this:
1. See if you can negotiate the aid package for more FREE money and see if you qualify for any institutional grants or scholarships.
2. Pull a switcheroo...You don't HAVE to go to that school unless you applied early decision. Look for more affordable options in your area for at least the first year and if you still feel the burning desire to go, do so when your finances are in order.
Remember you don't want to take more loan then you are able to pay back.🗣YOU DO NOT NEED TO BREAK THE BANK OVER YOUR EDUCATION! Play it smart! Strategy over everything!
The looming cost of college education is what most parents like you worry about. With the projected average annual tuition fee increase of 7.6%*, you need to make sure you are one of those "Advanced Mag-isip" parents.
By planning ahead, you can make sure your child has the education to prepare him/her for the real world.
Talk to us, we can help. Let us start securing your child's future today!
Source: Commission on Higher Education, School Websites